If you plan to use your boat for a deep-sea fishing expedition, your standard boat insurance policy may not provide sufficient protection. Therefore, it’s essential to review your policy and fishing plans and adjust it as needed.
Your Boat Insurance
Your boat insurance policy likely provides basic coverage that handles repair and replacement costs. Review your insurance policy to determine the level of protection you currently have. If you’re new to deep-sea fishing, you’ll need to consider all the variables that might require additional insurance coverage.
Safety Concerns
Deep-sea fishing may involve traveling a significant distance on your boat. Safety should be one of your primary concerns. You may encounter inclement weather or have difficulty navigating during your boating trip. If your boat were to capsize or be involved in an accident, liability insurance would protect you as a boat owner.
Protection For Passengers
If other people participate in the deep-sea fishing trip, liability insurance would protect you if any occupants are injured while onboard your boat. The insurance coverage would also cover property damage. For instance, if one of your passengers brings expensive fishing gear on the trip, the liability coverage may pay for repairing or replacing damaged or stolen items.
Contact An Agent Serving Naples, FL
Schedule a meeting with one of our agents at Pro America Insurance. Bring your deep-sea fishing plans with you to your appointment. The agent assisting you will inquire about how you plan to use your boat. Then, they will provide several insurance options that will protect you and keep your boat and possessions safe.
