Purchasing insurance for your home is no piece of cake. For many of us, it’s the biggest asset we own, and we’d like to keep it that way. But in order to do this, you’ve got to be able to put your mind at ease by purchasing a solid home insurance plan.
As you make the rounds searching for a plan that works for you, make sure not to miss these commonly overlooked coverage options.
4 Overlooked Home Insurance Coverage Options
1. Personal Property Coverage
You might assume that your homeowners insurance simply covers all of your property, but this isn’t always true. You’ll want to get separate coverage for your most valuable items.
2. Property Damage Coverage for Natural Disasters
No one likes to think about it, but natural disasters like tornadoes and hurricanes do happen. To protect your home and your family, make sure you have coverage that covers these natural disasters.
3. Water Damage Coverage
Water damage is a leading cause of serious bills and financial loss. Don’t let your home go uncovered when it comes to water damage — especially if you’ve had trouble with plumbing or leaks in your foundation in the past.
4. Liability Coverage
Did you know that if someone was injured on your property, they may be able to sue you? It happens more often than you would think. Slips and falls on your sidewalk or accidents on your stairs can lead to serious injuries and cases against you. Having liability insurance with your home insurance will protect you from this.
Contact Pro America Insurance for Home Insurance
If you live in Naples, FL and are in the market for home insurance, let Pro America Insurance help you find a plan that works for you. We service the Naples, FL area and offer a wide range of coverage options. Give us a call today to learn more.
