Motorhomes are a home away from home. They can be the catalyst for countless memories throughout the year. However, there may be times when your motorhome stays parked and vacant for extended periods. When this happens, it’s common for owners to wonder if they even need to continue paying for insurance on their motorhome. After all, you aren’t using it, so why do you need coverage?

Unfortunately, it’s just not that simple. The team at Pro America Insurance is here to tell you about just a few of the reasons why you need motorhome insurance year-round.

You Might Be Required To Maintain Insurance

If you’re currently making payments on your motorhome, your lender likely requires you to maintain a certain level of coverage throughout the year. Similar to insurance for regular cars and homes, the lender wants to ensure their investment is always protected. Additionally, if you park your motorhome at a storage facility, the facility may require you to provide storage insurance.

There’s No Off Season for Disasters

It’s foolish to assume that it can’t be damaged just because you aren’t out on the open road in your motorhome. Depending on where–and how–you store your motorhome, it may be vulnerable to fires, flooding, storms, vandalism, and more. If your insurance policy lapses, you might find yourself paying for repairs–or even a new motorhome–out of your pocket.

Speak With An Experienced Agent About Motorhome Insurance Today!

Your motorhome is a major investment and should be protected as such. Here at Pro America Insurance, we understand how important your motorhome is to your family and will work with you to find the best coverage for you. Contact our office in Naples, FL today to learn more.