A lot of people who invest money into boat overlook the importance of having boat insurance. Depending on where you live, though, as well as the means through which you financed your boat, you may be required by law to have insurance on your boat. For now, let’s take a quick look at the top three reasons you can float with greater peace of mind when you invest in boat insurance. 

The Water can Get Rough

You never know when a boating accident might take place. You’re floating down the river and out of nowhere another boat bumps into you. It happens all the time. And if the other guy doesn’t have insurance on his boat, you will be left with covering the cost of damage to your boat. 

Your Boat Might Sink

Have you ever wondered what happens to boats that sink to the bottom of the lake? Most times, these boats have to be recovered, and it falls on the shoulders of their owners to cover the cost of having the boats pulled out of the water; this can cost several thousand dollars. With proper boat insurance, though, you won’t have to worry about dipping into your own pockets to pay for the recovering of your boat. 

The Wind can Cause Damage

If you keep your boat tied off at a marina or dock, there is good chance that the wind might get rough and cause damage to your boat or to the dock. Many marinas will require that you have insurance to help cover the cost of any damage that takes place. 

If you would like to learn more about boat insurance in Naples, FL, please contact Pro America Insurance today.